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How to Find the Right San Diego Personal Injury Lawyer for You

Finding a San Diego personal injury attorney is not a priority high on anyone’s list. That is, until they or a loved one are in an accident that’s not their fault. As an accident victim, you must file a personal injury claim to get the financial compensation you deserve. At Mova Law Group – Personal Injury Attorneys, we offer free case evaluations and are available 24/7 to take your call.

Securing a personal injury lawyer is more challenging than you’d think. Late-night TV ads promise fast cash if you hire their law firm, but are their promises legitimate? Your accident attorney should be someone with a proven track record and who comes recommended. Your lawyer should work hard to get you the payment you deserve instead of quick wins. On top of this, they should prioritize your concerns and be an attorney you can be open with. The attorney-client relationship is an important one with much to consider.

Mova Law Group – Personal Injury Attorneys in San Diego has experienced personal injury attorneys. No matter your type of personal injury lawsuit, we cover it in our practice areas. You don’t need to take our word for it, though – we offer a no-risk free consultation for anyone wanting to discuss their case. We put accident victims first; we prioritize getting you the settlement you need. 

When You Need a Personal Injury Attorney:

  • You Suffered Injuries in an Accident.
  • You Require Ongoing Therapeutic or Medical Care as a Result of These Injuries.
  • The Insurance Company Refuses to Give You Fair Compensation for Your Accident Losses.
  • You Have High Medical Bills.

What to Look For in an Accident Lawyer

Personal Injury Attorneys with Years of Experience

You should not take legal advice from just anyone with a law degree. If they do not specialize in personal injury law, they might not be familiar with civil proceedings, the California statute of limitations, or calculating economic and non-economic damages. Mova Law Group – Personal Injury Attorneys has experience in all the following personal injury matters:

Having an attorney from San Diego County is essential too. Local law firms like Mova Law Group – Personal Injury Attorneys understand the issues affecting your area because we’re your neighbors.

When interviewing potential lawyers, ask them about their experience, success stories, and proven track record. See how familiar they are with personal injury cases and how well they know California law.

The Reputation of the Personal Injury Law Firm

Another thing to think about is the accident lawyer’s reputation. You need an attorney that will fight to get you the money you deserve, not one that settles quickly. This may mean taking your case to court, in which case you want experienced trial lawyers who will work hard to get the verdict in your favor. Ask others if you need to become more familiar with accident attorneys known for prioritizing their client in negotiations. Check out testimonials online and ask family members if they recommend a law firm.

Mova Law Group – Personal Injury Attorneys takes your case on a contingency fee basis. This means we stake our reputation on getting you financial compensation you are happy with. You don’t pay until we win. Sit down with us to discuss your potential claim at a free case evaluation, and we’ll make sure we’re on the same page.

Your Personal Injury Lawyer‘s Personality Matters

It’s wise to consider personality when searching for your legal representation. Wherever you go in life, the ability to get along with someone is vital. You likely will only work well together if you and your attorney get along. That’s why at the law offices of Mova Law Group – Personal Injury Attorneys, we offer a no-obligation, no-risk, complimentary case review – we want to start your personal injury case off on the right foot.

What if I Want to Change Lawyers Later?

As the client, it is within your legal rights to switch lawyers during a personal injury case. Even if your case is already underway, you can change lawyers if your San Diego personal injury lawyer is a qualified California attorney. You might want to for any number of reasons.

When you change lawyers, your legal team submits paperwork to let the court and all the other parties involved know you have new representation. This is often as easy as providing a substitution of attorney.

Secure your new one immediately if you want to change lawyers or law firms. If the court suspects that you’re changing lawyers for an improper purpose, they might not allow you any delay in the case. Your trial might go as scheduled even if your lawyer needs more time to get up to speed on the issue. You want to ensure you file everything in time for the statute of limitations. 

Do I Have to Tell My San Diego Personal Injury Attorney Everything?

Lawyers and clients have a significant relationship. Your attorney will be your advocate. The legal process can be intimidating for personal injury victims, but you should always be open with your attorney. You want to ensure your representation knows everything and there are no surprises for either of you. It would be best if you made them aware of the following:

1. Disclose your medical record to your lawyer, including any injuries before (or after) the car accident. Unrelated but serious injuries may impact your case if you fail to disclose vital information. This is also true for future injuries.

2. Tell your attorney about any legal mishaps upfront. Your attorney needs to know about any felonies or misdemeanors. If you have a criminal history, the insurance adjusters may bring up your convictions during the trial to blame you for your accident.

3. Your lawyer needs to know your financial history. If you filed for bankruptcy, the settlement could be part of your estate. Your San Diego personal injury attorney can speak with your bankruptcy attorney.

4. Your attorney needs to know your marital status. If you plan to file for divorce, your spouse might be entitled to a part of your settlement. Your attorney can help you receive your fair share of the settlement.

Litigation can be complicated, and it’s wise to have help. It would help to have a personal injury lawyer you can trust.

Contact Mova Law Group – Personal Injury Attorneys if you need help with a personal injury claim in San Diego, California. Meet us for a free case review, and we’ll show how our experienced personal injury attorneys are the best personal injury lawyers for you!

What do I risk financially if I launch a personal injury claim?

California’s tort laws mean you can seek monetary compensation to help cover your expenses if you or a loved one suffer injuries or wrongful death in an accident caused by another’s negligence. But isn’t legal action costly? Is my personal injury case worth suing for? At Mova Law Group – Personal Injury Attorneys, we argue the risk you take to launch a personal injury claim is minimal, but we know it doesn’t hurt to be aware of all the facts.

Worker’s Compensation and Personal Injury Case Risks

Most workplaces have insurance coverage due to the risk of injury on the job. Serious injuries can result from slips and falls and other on-the-job accidents. You can file for worker’s compensation or pursue a personal injury claim if your damages are not covered. 

Make sure the events surrounding your injury are documented in an accident report, and that you see a medical professional right away. Then, reach out to the expert personal injury lawyers at Mova Law Group – Personal Injury Attorneys to have your case assessed.

Retaliation and penalization from your employer are prohibited, so you do not risk your job or economic future by holding them accountable.

Insurance Company Risks in Personal Injury Law

Your insurance provider may increase your premiums after a car accident or other injury. You also risk getting drawn into a lengthy legal battle with insurance companies for a fair settlement, especially in comparative negligence cases where both claimants seek payment.

Your most significant insurance risk is dealing with insurers on your own. We recommend securing the services of a personal injury lawyer from Mova Law Group – Personal Injury Attorneys so that we can look out for your interests.

What About Legal Costs in a Personal Injury Lawsuit?

Mova Law Group – Personal Injury Attorneys takes accident cases on a contingency basis. We do not charge you for our hours or legal costs unless we get you awarded for your damages. 

The assumption of the risk is your attorney’s with contingency fees. If your personal injury lawsuit is unsuccessful, they have to cover their time and fees out of their pocket. 

Using a contingency fee model works in your favor for the following reasons:

  • You can get legal representation if you don’t have money up-front (very helpful if you’re dealing with medical bills).
  • You do not owe your lawyer any legal fees if your case is unsuccessful.
  • Your lawyer is motivated to act in your best interests and get maximum compensation.

It is important to read all contracts when you secure legal representation. You will want to know how much of your settlement you will receive after legal payments. If you do your research in advance, such as arranging a free case evaluation with the law firm of Mova Law Group – Personal Injury Attorneys, you will have no surprises. We will review all details of your claim with you, and explain our next steps.

The Biggest Financial Risk in a Personal Injury Claim

The costliest mistake you can make when filing a personal injury claim is to attempt to take this action alone. An accident attorney knows the ins and outs of the legal system and is familiar with the statute of limitations.

The risks you face, if you do not have an experienced personal injury attorney in your corner are significant. You could encounter any one or more of the following situations:

  • Insurance companies trying to con you into less money or no payout. 
    • Hiring an injury lawyer right after your accident lets them handle all communications with providers and protect your interests.
  • Your evidence needed to make your case is weak and doesn’t meet the burden of proof
    • Mova Law Group – Personal Injury Attorneys has access to expert witnesses, healthcare professionals, and accident specialists who can help. We handle claims of all sorts, such as motor vehicle accidents, premises liability cases, property damage cases, and all types of injuries.
  • Your claim won’t be taken seriously, especially if your negotiating point is too high or low. 
    • At your free case review, our personal injury lawyers will discuss the validity of your claim and give legal advice for an injury settlement amount.
  • You aren’t aware of or able to accurately predict future expenses. 
    • Lengthy medical care, lost earnings, alternative transportation, child care costs, and modifications for disabilities from catastrophic injuries are a few economic damages an experienced attorney knows to consider.
  • You don’t know how to put a numerical amount to non-economic losses like pain and suffering. 
    • The only time there’s a cap on non-economic losses is for medical malpractice cases ($250,000). Otherwise, personal injury law calculates these by multiplying your economic losses by a factor of between one and five. Insurance companies will aim low, but your lawyer will fight for a higher number.
  • You settle for less than you deserve. 
    • Mova Law Group – Personal Injury Attorneys’s team will take the time to reach a settlement or take your accident claim to court. Don’t spend your valuable time in legal battles when you could be recovering.

Hiring a personal injury attorney from Mova Law Group – Personal Injury Attorneys virtually eliminates your risk of further financial losses following an accident. An experienced lawyer actually increases your chances of winning your case and gets you greater monetary compensation than if you pursue the claim yourself. 

Following an accident, you and your family members need all the financial help you can get. We understand that you cannot afford to lose any more money on top of your existing damages. Contact us today, and we can set up a no-risk, no-obligation, free consultation as the first step in your financial recovery.


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How much is a personal injury case worth?

Settlement for damages following an accident is unique to each situation. It’s tempting to cut further costs and attempt to handle your claim yourself, but you do yourself a disservice by going it alone. A personal injury lawyer can help you get the maximum value of your claim, and the benefits of hiring a professional negate the costs.

How Much Is My Personal Injury Claim?

The impacts of a car accident or workplace injury over which you have little control are scary. Financial effects on an injury victim may include: 

  • Medical expenses including past, current and future surgeries, hospitalizations, therapies, prescriptions and rehabilitation. 
    • Brain injuries, back injuries, whiplash and fractures are severe injuries that may appear over time. Wait until you have reached maximum recovery improvement to assess future medical bills.
  • Lost income or earning capacity – Medical treatment, recovery and trauma may require time off work, potentially a leave of absence. Serious injuries may mean not being able to work again.

Online multipliers can give the fair value of your claim for economic losses. What about the impact of the accident on your quality of life? How do you quantify these types of damages:

  • Physical pain and suffering.
  • Emotional distress and trauma.
  • Loss of consortium from loved ones.
  • Loss of enjoyment of life.

Trying to represent the value of these non-economic damages is subjective, making these harder to fight for and prove in settlement negotiations.

An experienced personal injury attorney has a reasonable idea of what you can ask for and expect to win. Consult a lawyer with expert medical professional connections to get an accurate estimate of the value of your case. You deserve total compensatory damages for your suffering, not an amount that will run out before your medical care ends.

Factors Affecting Your Personal Injury Settlement

An accident lawyer has seen it all when negotiating personal injury cases. Having one of these professionals in your corner means no surprises await when you file your claim.

Elements impacting your personal injury lawsuit may include:

  • Fault – California is a comparative negligence state, so you can receive damages proportional to your role in what happened. An accident lawyer can argue the other’s part in matters such as slip and fall injuries or premises liability cases. 
  • Statute of limitations – The specific period for filing usually begins on the accident date. Get started immediately, even if injuries seem minor, to avoid running out of time. 
  • Recovery time – Permanent disabilities and loss of earning capacity increase economic damages. Associated costs may include rehabilitation, lifestyle alterations, and long-term pain.
  • Failure to mitigate damages on your part can affect your claim. See a doctor immediately and follow medical advice to avoid exacerbating your condition.
  • Insurance coverageInsurance adjusters purposely underestimate your expenses to avoid a payout. They may argue that you’re responsible, you had a pre-existing health condition, or that you are misrepresenting your damages. If the other party is uninsured, you may have to file a claim against your insurance policy. Remember, these large companies are in business for profit, not to protect you. 
  • Evidence – To argue liability, you need solid facts that prove negligence by the other party. Attorneys can provide legal advice on what to gather. They are connected to expert witnesses to support your argument to win a trial verdict.

This list isn’t exhaustive, but it is daunting. Personal injury claims are difficult to pursue, and receiving money for your pain takes time. 

Is My Personal Injury Claim Worth It?

This is a question only you can answer. You are the expert on what you have lost in the aftermath of an accident. Besides the apparent effects of an accident on your life, there are many things to consider. Mova Law Group – Personal Injury Attorneys recommends a free consultation with one of our experienced attorneys. We will review your accident case and establish a realistic estimate of your damages.

Filing a personal injury suit can help you regain the money spent on medical costs. You may feel empowered and able to take back control of your life.

Working with an experienced personal injury lawyer maximizes the amount of compensation you may receive. Attorneys won’t lowball your settlement amount as an insurance company will. We handle the draining and complicated legal process, giving you time to return to living your life.

Experienced legal representation is more likely to win larger settlements than when accident victims represent themselves. You don’t have to invest in us up-front either. The law firm of Mova Law Group – Personal Injury Attorneys operates on a contingency fee basis, so we only collect payment when the settlement satisfies you.

So, what is your personal injury claim worth? Wouldn’t you agree that you owe it to yourself to find out? At no risk or initial obligation, as well as a higher likelihood of success, the benefits outweigh any potential drawbacks. Contact Mova Law Group – Personal Injury Attorneys today to learn more.

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Will My Insurance Cover My Auto Accident?

Will My Insurance Cover my Auto Accident?

Whether you’re the victim or the culprit in an auto accident, chances are you want to know what expenses are covered by your insurance. Here’s what to expect.

First, you were in an auto accident. Now, you have to worry about the medical bills.

It’s a frightening situation, one that 2.35 million Americans face each year.

Keep reading to find out more about how insurance works in the event of a car accident and what the laws mean for your accident.

Insurance in an Auto Accident

Our San Diego personal injury attorneys have extensive knowledge in this area, but before we can determine whether your insurance will cover the costs of your accident, we must first discuss how insurance works.

There are two types of insurance you’ll be working with after a car accident: health insurance and auto insurance. First, we need to talk about deductibles.

How Do Deductibles Work?

A deductible is the predetermined amount that you pay for covered health services before your health insurance kicks in to cover the rest. Once this happens, you’ll only have to worry about copayments or coinsurance.

However, deductibles also apply to other forms of insurance, including auto insurance.

Many plans pay for certain services before the deductible is met, and many have separate deductibles for different services–a common health insurance example is prescription drugs. Our El Cajon Car Accident Attorneys are here to help.

If you’ve been hurt in a car accident, you’ll still have to pay the deductible before your insurance kicks in and pays the rest of the bill. Because the objective is to get you the finest care possible for your injuries, you won’t be expected to pay the deductible right away.

Afterward, though, you will get a bill detailing the costs you’re responsible for under the deductible. Accident lawyers will make sure that you’re reimbursed for healthcare costs if you end up filing a personal injury lawsuit. Hire an El Cajon Personal Injury Attorney that you can trust.

What Insurance Should You Use?

Picking the right insurance just in case you are involved in an auto accident Picking the right auto accident insurance policy plan.[/caption]

This brings us to our next question: what insurance should you use?

We mentioned earlier that you’re dealing with two types of insurance in an auto accident: car insurance and health insurance. Specifically, you’re dealing with personal injury protection insurance (PIP), which is a form of car insurance.

PIP is designed to cover the cost of treatment, rehabilitation, and lost wages directly resulting from a car accident. It’s required in 16 states: Michigan, Massachusetts, New Jersey, New York, Delaware, Rhode Island, Maryland, Connecticut, Minnesota, North Dakota, Oregon, Kentucky, Kansas, Arkansas, Florida, and Utah, as well as the District of Columbia.

In all the rest of the states, including California, PIP is optional.

In states that require PIP or MedPay, you’re required to use PIP or MedPay to the limits before you can start using your health insurance.

If you don’t have PIP, you can use your health insurance for all medical bills connected to an auto accident. This is often the best option, at least initially, because it can take some time to sort out a claim with the other driver’s insurance.

Whose Insurance Pays for an Auto Accident?

With this in mind, whose car insurance will end up paying in the event of a car accident?

Well, that depends on your state liability laws and, as a consequence of those laws, who was at fault.

Understanding State Liability Laws

We mentioned earlier that PIP is required in about 16 states. These are called no-fault states, which makes sense because PIP is also called no-fault insurance. The remaining states are fault states.

Whether the other person’s insurance will cover your costs after the accident depends on which state you live in. California is a fault state, but as a point of reference to understand what you’re dealing with, let’s break down no-fault as well.

No-Fault

The no-fault system comes from a reality that most people accept as true: the tort system (the lawsuit system) leads to long and expensive court battles over who was at fault and their degree of fault.

As such, policymakers in no-fault states decided to address that issue directly.

In no-fault states, a good driver doesn’t need to prove that another driver was at fault in the accident in order for their insurance to pick up the bills. The tradeoff is that the injured party cannot sue the other driver for pain and suffering, emotional distress, etc. thus resolving the issue of lengthy court battles.

This is for health insurance. In terms of damage to your car, you would handle a claim with your auto insurance the same way you would handle health insurance in a fault state.

Thresholds

Lawsuits for personal injury are permitted if they meet a certain threshold in a no-fault state. What that threshold constitutes varies widely based on the state in question.

There are two types of thresholds: monetary and verbal.

In monetary threshold states, medical expenses must exceed a certain set dollar amount.

In verbal threshold states, injuries must be relatively severe–such as significant loss of use of a body part, permanent disability, or disfigurement–or expressed as the length of disability, such as full disability over four months.

Fault

Then there are fault states like California.

In this system, insurance companies pay claims based on the degree of fault of each party. This can become a problem if you and your insurer don’t have the same interpretation of degree of fault.

If this occurs, you may need to file a suit for damages.

Three Types of Negligence and Fault Insurance Claims

This is done by determining negligence–basically, if you are negligent in an accident, then you are at fault.

California is a pure comparative negligence state. What this means is that drivers can recoup losses in proportion to their degree of fault in an accident. The obvious problem, of course, is that this can be highly subjective.
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Finding the Right Accident Attorney for You

This is where an auto accident attorney is invaluable to you.

If you were in an accident, take a look at these seven things you need to do on the scene. From there, take a look at our guide to filing a claim after an accident.

But remember: when you’re in a tough spot, nothing beats an experienced, dedicated attorney. Contact Us to get started with your free consultation.

Our San Diego personal injury attorneys have extensive knowledge in this area, but before we can determine whether your insurance will cover the costs of your accident, we must first discuss how insurance works.

Our san diego Location

San Diego Personal Injury Lawyer | Mova Law Group – Personal Injury Attorneys

3262 Rosecrans St, San Diego, CA 92110

(858) 333-4999

https://www.google.com/maps?cid=420244497883360927

Our El Cajon Location

San Diego Personal Injury Lawyer Mova Law Group – Personal Injury Attorneys

1283 E Main St #211, El Cajon, CA 92021

(619) 349-1589

https://www.google.com/maps?cid=8894356476193724488

What is a deposition in a lawsuit?

What are some fidget spinner safety concerns?

Fidget spinners remain wildly popular with children across the globe. Brightly painted and mesmerizing to watch, these handheld gadgets seem harmless by design.

However, they can actually pose safety risks about which parents should be aware. You can protect your children from being harmed by learning about the primary fidget spinner safety concerns.

Small Parts and Choking Hazards
Safety groups in the U.S. and abroad agree that fidget spinners can pose a significant choking hazard to young children. As the toy spins rapidly in a child’s hand, its small parts can easily come loose.

These little bits pose choking dangers for children who are not closely watched and may not know better than to put them in their mouths once they break loose. Hundreds of reports of children choking on fidget spinner pieces have been accumulated by safety organizations. The section of a child’s throat had to be removed during surgery in Houston.

Choking remains the primary concern that safety groups have about fidget spinners. However, other parental watch groups note that cheaply made fidget spinners have tested positive for lead. Lead poisoning can cause significant brain damage in young children. It can also be deadly if it goes undetected and treated.

Even if you do not anticipate your child ever getting hurt by a fidget spinner, it is still in your best interests to know what hazards to watch for as a parent. You also can take prompt action against the toy manufacturer as necessary by retaining a San Diego Personal Injury Lawyer and filing a case in court.

You don’t want to take chances with your child’s future if you feel he or she has been exposed to lead or otherwise injured by a fidget spinner. Along with getting medical attention, you can take correct legal action in court by retaining the services of a San Diego Personal Injury Lawyer from the Mova Law Group – Personal Injury Attorneys.

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