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How much is a personal injury case worth?

Settlement for damages following an accident is unique to each situation. It’s tempting to cut further costs and attempt to handle your claim yourself, but you do yourself a disservice by going it alone. A personal injury lawyer can help you get the maximum value of your claim, and the benefits of hiring a professional negate the costs.

How Much Is My Personal Injury Claim?

The impacts of a car accident or workplace injury over which you have little control are scary. Financial effects on an injury victim may include: 

  • Medical expenses including past, current and future surgeries, hospitalizations, therapies, prescriptions and rehabilitation. 
    • Brain injuries, back injuries, whiplash and fractures are severe injuries that may appear over time. Wait until you have reached maximum recovery improvement to assess future medical bills.
  • Lost income or earning capacity – Medical treatment, recovery and trauma may require time off work, potentially a leave of absence. Serious injuries may mean not being able to work again.

Online multipliers can give the fair value of your claim for economic losses. What about the impact of the accident on your quality of life? How do you quantify these types of damages:

  • Physical pain and suffering.
  • Emotional distress and trauma.
  • Loss of consortium from loved ones.
  • Loss of enjoyment of life.

Trying to represent the value of these non-economic damages is subjective, making these harder to fight for and prove in settlement negotiations.

An experienced personal injury attorney has a reasonable idea of what you can ask for and expect to win. Consult a lawyer with expert medical professional connections to get an accurate estimate of the value of your case. You deserve total compensatory damages for your suffering, not an amount that will run out before your medical care ends.

Factors Affecting Your Personal Injury Settlement

An accident lawyer has seen it all when negotiating personal injury cases. Having one of these professionals in your corner means no surprises await when you file your claim.

Elements impacting your personal injury lawsuit may include:

  • Fault – California is a comparative negligence state, so you can receive damages proportional to your role in what happened. An accident lawyer can argue the other’s part in matters such as slip and fall injuries or premises liability cases. 
  • Statute of limitations – The specific period for filing usually begins on the accident date. Get started immediately, even if injuries seem minor, to avoid running out of time. 
  • Recovery time – Permanent disabilities and loss of earning capacity increase economic damages. Associated costs may include rehabilitation, lifestyle alterations, and long-term pain.
  • Failure to mitigate damages on your part can affect your claim. See a doctor immediately and follow medical advice to avoid exacerbating your condition.
  • Insurance coverageInsurance adjusters purposely underestimate your expenses to avoid a payout. They may argue that you’re responsible, you had a pre-existing health condition, or that you are misrepresenting your damages. If the other party is uninsured, you may have to file a claim against your insurance policy. Remember, these large companies are in business for profit, not to protect you. 
  • Evidence – To argue liability, you need solid facts that prove negligence by the other party. Attorneys can provide legal advice on what to gather. They are connected to expert witnesses to support your argument to win a trial verdict.

This list isn’t exhaustive, but it is daunting. Personal injury claims are difficult to pursue, and receiving money for your pain takes time. 

Is My Personal Injury Claim Worth It?

This is a question only you can answer. You are the expert on what you have lost in the aftermath of an accident. Besides the apparent effects of an accident on your life, there are many things to consider. Mova Law Group – Personal Injury Attorneys recommends a free consultation with one of our experienced attorneys. We will review your accident case and establish a realistic estimate of your damages.

Filing a personal injury suit can help you regain the money spent on medical costs. You may feel empowered and able to take back control of your life.

Working with an experienced personal injury lawyer maximizes the amount of compensation you may receive. Attorneys won’t lowball your settlement amount as an insurance company will. We handle the draining and complicated legal process, giving you time to return to living your life.

Experienced legal representation is more likely to win larger settlements than when accident victims represent themselves. You don’t have to invest in us up-front either. The law firm of Mova Law Group – Personal Injury Attorneys operates on a contingency fee basis, so we only collect payment when the settlement satisfies you.

So, what is your personal injury claim worth? Wouldn’t you agree that you owe it to yourself to find out? At no risk or initial obligation, as well as a higher likelihood of success, the benefits outweigh any potential drawbacks. Contact Mova Law Group – Personal Injury Attorneys today to learn more.

https://www.movalegal.com/contact-us/

How To Safely Use Cruise Control

The safety of Tesla autopilot cars is a hot debate topic, with recalls and self-driving accidents making recent headlines. On the other hand, cruise control features have been around for a long time and offer real perks. Cruise control has many benefits for drivers. With each new vehicle model released, technological advances like adaptive cruise control systems make driving on long road trips safer and less strenuous.

How Does Cruise Control Work?

Most vehicles have a conventional cruise control feature that allows the driver to set a desired speed and leave it. The system disengages from the set speed when the driver presses the brake pedal or the steering wheel’s cancel buttons. A set button allows the driver to take their foot off the gas pedal and save their energy. Cruise control increases fuel efficiency on long drives as the car maintains a constant speed. Drivers must still follow other vehicles at a safe distance and be prepared to slow down or stop as necessary.

Adaptive cruise control is an option in many new cars and SUVs. With a set cruising speed, the auto’s cameras will maintain a safe following distance from other cars and reduce or increase vehicle speed to avoid collisions. This cruise control feature has the same fuel economy as conventional versions since the accelerator pedal pressure doesn’t fluctuate.

Is Using Cruise Control Safe?

Yes, cruise control is safe, but only as much as the person using it. Regarding machinery, it is best to treat the system like it’s a novice driver requiring continual monitoring.

A driver must always be aware of the road around them. Follow these safety tips and avoid using this feature when:

  • The driver is feeling fatigued and wants to relax. If there’s a concern about falling asleep at the wheel, avoid driving entirely, and don’t let the car take over.
  • The driver is distracted or intoxicated.
  • There are poor weather conditions. Rain and puddles can cause a car to hydroplane when on cruise control. The vehicle’s electronic monitoring system may disengage cruise control if the computer detects rapid wiper motion or a wheel leaving the road.
  • Road conditions are uneven. Dirt roads, off-roading, potholes, and other street issues can cause the vehicle to lose its grip on the road. Once engaged, Antilock Brake Systems connected to cruise control can shut off the system without warning.
  • Driving through the city or a heavy traffic area. Cruise control is not helpful if many traffic lights, residential areas, other cars, and construction zones require quick system disengagement to obey the speed limit.
  • Attempts to use the cruise control failed. This failure is a sign of a mechanical or electrical issue. If cruise control won’t take over the first time it’s attempted, put the car in neutral and pull over.

With a safe speed, proper focus, and attention to the driving conditions, you should encounter few issues while using cruise control settings.

What if Cruise Control Fails?

What if you did everything right: You read the owner’s manual, heeded all safety tips, and were still in a collision? The vehicle is not at fault, but its manufacturing or repair may have flaws.

Handing over some control of your car’s speed to a machine doesn’t absolve you of responsibility if you get into an accident. However, experienced personal injury lawyers can help you in the aftermath of a collision if you use the cruise control feature.

Insurance companies will consider your choice to give up control of the vehicle as reckless and even “gross negligence.” Using cruise control could be seen as not adhering to the standard of care needed for others on the road. If a malfunctioning cruise control system is to blame for your collision, this can reduce your liability.

A Car Accident Lawyer Can Help

After a crash, hiring an experienced car accident attorney is in your best interest. They can explore the vehicle history to see if the model of the car had cruise control issues or if a mechanic did not properly repair the system. Using this evidence and expert witness testimony, they can prove you are not at fault for this rare incident. 

A Mova Law Group – Personal Injury Attorneys attorney will take your product liability case on a contingency fee basis. We will immediately advise you of your legal options in a free consultation and help you recover damages.

An accident while using cruise control shouldn’t damage your good driving record. You should not have to pay when you are at the mercy of an automobile.

https://www.movalegal.com/contact-us/

What You Should Do After a Car Accident

Knowing even a few steps of what to do (and not do) after a car accident can help in these stressful situations. Your actions can help you get the compensation you are entitled to, no matter the collision’s severity.

The moments immediately following an accident are chaotic and confusing. No one expects to be in a car crash, and despite the best intentions, being fully prepared is almost impossible. 

Here are some good practices to keep in mind in any vehicle collision.

1. Take a Deep Breath and Survey the Scene

Safety is the top priority at the time of the accident. Put on your hazard lights, and if you can, move all vehicles to the side of the road to avoid a larger collision. Help any passengers remove themselves from the cars unless they are too badly injured.

2. Call 911

Even if you or any others involved feel okay, it’s essential to call 911. Emergency medical teams can provide the help needed, and a police officer must document the accident. A police report must be filed immediately as evidence to proceed with a legal claim later. Not only that, it is the law. Failure to report an accident can result in a suspension of your license. If you leave the scene of an accident and don’t exchange information and report the accident, you risk a hit-and-run charge.

3. Document the Accident

Take pictures of the scene and your car’s damage with your cell phone before roadside assistance clears the scene of the accident. 

Get contact information from any witnesses present. Be sure to ask what they saw in the lead-up to and after the crash.

Keep interactions with the other party brief and objective so you don’t worsen an already tense situation. You must exchange the following with them:

  • Full name.
  • Phone number.
  • Driver’s license number and license plate number.
  • Insurance card with your car insurance policy number.

Do not admit fault to anyone, even if you feel you are to blame. California is a “fault” state, so the at-fault driver could end up paying damages to the other party. Liability for an accident can split legally, so don’t let yourself get taken advantage of.Police will speak with you, the other party, and witnesses and create an accident report from the recorded statements.

4. Seek Medical Attention

You may feel stunned and run on adrenaline out of shock, which may mask any injuries. Further complicating matters, serious injuries don’t always appear immediately and may worsen without treatment. Watch out for:

See a doctor as soon as possible to document any accident-related physical issues. Doing so ensures a quicker recovery and means your treatment is on record for insurance claims.

5. Contact an Experienced Car Accident Attorney

If the accident was not (entirely) your fault, you could be entitled to a financial settlement. Compensation may cover:

  • Medical bills, both current and future.
  • Repairs for vehicle damage.
  • Rental cars, if yours is a write-off.
  • Property damage.
  • Pain and suffering.

A personal injury lawyer is of valuable help here:

  • They are familiar with deadlines for filing reports and claims
  • They can accurately estimate your damages.
  • They can work with your doctor to inform you about your medical treatments or connect you with health professionals if needed.
  • If required, they have expert connections for trial use (medical witnesses, accident recreation specialists, etc.).
  • They can handle communications with all involved parties, including law enforcement and insurance agents.
  • They begin the settlement negotiation process.
  • Car accident attorneys improve your chances of receiving compensation.

6. File an Accident Claim With Your Auto Insurance Company

Trusting that your insurance adjuster has your back would be nice, but these companies want to avoid paying out money, even if you have insurance coverage. They will avoid accountability as much as possible and may try to get you to admit fault.

Have a lawyer before you call, or the other driver’s insurance company contacts you. An auto accident attorney knows what insurance information needs to be passed along and can help handle all communication on your behalf.

Why Do I Need a Car Accident Lawyer?

There are many things to keep on top of after an accident, and you don’t deserve to deal with these burdens alone. If you or a loved one were in a motor vehicle crash, you are best served to focus on your recovery. 

The earlier you can secure legal representation, the smoother the claims process. Reaching out to an experienced car accident attorney should be among the first things you do if you are in a collision, regardless of the severity or who is at fault.



The experienced team at Mova Law Group – Personal Injury Attorneys in San Diego, CA knows what to do after an auto accident. We can help take some of the weight off your shoulders in this stressful time. You don’t need to worry about the cost of reaching out either – we offer a free consultation and take your case on a contingency plan basis. You don’t have to provide payment until we negotiate the settlement you deserve.

In the aftermath of a car accident, contact the law firm of Mova Law Group – Personal Injury Attorneys for risk-free, helpful representation when you need it the most.

https://www.movalegal.com/contact-us/

Resources:

-California DMV 

-Personal Injuries

Personal Injury Lawyer Personal Injury Lawyer

When to Hire a Personal Injury Lawyer?

There is no wrong time to reach out to an experienced personal injury lawyer in the aftermath of an accident, so long as an accident victim’s claim falls under California’s statute of limitations

Does that sound unfamiliar and intimidating? This point alone highlights the benefits of having a legal professional on your side. It’s unfair to expect you to know the ins and outs of civil litigation. Insurance companies would rather you attempt to navigate the legal process alone, but you would do yourself a disservice if you did.

What Does a Personal Injury Attorney Do?

Personal injury law helps to restore you with compensation when someone else’s negligence has caused harm. Proving the intention to harm is unnecessary – the impact is the focus. A personal injury lawyer ensures insurance policy providers and the at-fault parties understand how their actions have affected you.

Liability, negligence, and fault are not easy to prove. Still, an attorney that understands and practices civil law in the state can help you do this and level the playing field, even in the face of stiff opposition.

An accident lawyer increases your chances of winning your lawsuit and receiving a larger amount of money.

A personal injury attorney can:

  • Advocate for you in various personal injury cases.
  • Give legal advice in a free case evaluation regarding your accident claim‘s viability and legal rights.
  • Provide a reasonable estimate of what you can expect to receive. Experienced attorneys can use their knowledge of past cases to give an objective monetary value for your damages (even complex concepts such as pain and suffering, emotional distress, and future medical expenses).
  • Give a reasonable estimate of when to expect your personal injury lawsuit to last before reaching a settlement.
  • Provide expert witnesses with testimony to back up your claims in court.
  • Request evidence from the other party’s legal team, such as medical records, interviews, and other physical documentation.
  • Handle insurance companies and the other party’s lawyers that wish to downplay their role and blame you for your problems.
  • Navigate complicated claims involving powerful opponents, like medical providers or large production companies. 
  • Eliminate the stress of representing yourself in court and keeping up with all filings and deadlines.

Mova Law Group – Personal Injury Attorneys is a top-ranking personal injury legal firm in San Diego, CA. If you or a loved one are injury victims due to someone else’s actions, we can help.

When Should You Reach Out to a Personal Injury Attorney?

The statute of limitations for many civil cases in California is two years from the accident, but this can vary per instance. Expert legal representation will inform you of deadlines. 

Under this guideline, we recommend securing legal representation at one of the following times:

  1. Best case scenario: Contact a lawyer immediately after you are involved in the incident. This gives you the most time to prepare and win your case.
  2. You can also contact an attorney upon discovering an injury and seeking medical care. Many serious injuries from an accident don’t appear immediately but later affect your daily life and earning capacity. A personal injury lawyer can help you navigate your treatment and prepare for potential medical bills
  3. Finally, you should contact an attorney before you file your insurance claim if you still need to do so. Insurance companies may propose a lowball settlement offer or create delays in bad faith to run out the clock on the statute of limitations. A personal injury lawyer can help you fight against these insurance adjusters and third-party legal teams.


The earlier you reach out, the less hassle you face and the greater your chances of winning a fair settlement. You can reach Chris Movafagh and the personal injury law firm of Mova Law Group – Personal Injury Attorneys 24/7. Contact us today to get started on your claim.

What is the Cost of Hiring a Personal Injury Lawyer?

Don’t let financial concerns convince you to pursue damages alone. You owe yourself to hire a professional, as the benefits far outweigh any costs. Experienced help is invaluable in a technical field like civil litigation.

At Mova Law Group – Personal Injury Attorneys, we operate on a contingency basis, so you only pay your legal fees once the case wraps. These contingency fees are only due upon reaching a fair compensation amount.

An initial free consultation allows you to establish an attorney-client relationship. You may inquire about their fee structure and experience with personal injury claims like yours. These initial consultations are no-risk, no-obligation meetings until you secure a law firm‘s services.

Mova Law Group – Personal Injury Attorneys is here to support you after your accident. We will fight to get you the maximum compensation you deserve! Our experienced personal injury lawyers are advocates in your corner against those responsible for your accident.

https://www.movalegal.com/contact-us/

Resources:

-California Courts

Will My Insurance Cover My Auto Accident?

Will My Insurance Cover my Auto Accident?

Whether you’re the victim or the culprit in an auto accident, chances are you want to know what expenses are covered by your insurance. Here’s what to expect.

First, you were in an auto accident. Now, you have to worry about the medical bills.

It’s a frightening situation, one that 2.35 million Americans face each year.

Keep reading to find out more about how insurance works in the event of a car accident and what the laws mean for your accident.

Insurance in an Auto Accident

Our San Diego personal injury attorneys have extensive knowledge in this area, but before we can determine whether your insurance will cover the costs of your accident, we must first discuss how insurance works.

There are two types of insurance you’ll be working with after a car accident: health insurance and auto insurance. First, we need to talk about deductibles.

How Do Deductibles Work?

A deductible is the predetermined amount that you pay for covered health services before your health insurance kicks in to cover the rest. Once this happens, you’ll only have to worry about copayments or coinsurance.

However, deductibles also apply to other forms of insurance, including auto insurance.

Many plans pay for certain services before the deductible is met, and many have separate deductibles for different services–a common health insurance example is prescription drugs. Our El Cajon Car Accident Attorneys are here to help.

If you’ve been hurt in a car accident, you’ll still have to pay the deductible before your insurance kicks in and pays the rest of the bill. Because the objective is to get you the finest care possible for your injuries, you won’t be expected to pay the deductible right away.

Afterward, though, you will get a bill detailing the costs you’re responsible for under the deductible. Accident lawyers will make sure that you’re reimbursed for healthcare costs if you end up filing a personal injury lawsuit. Hire an El Cajon Personal Injury Attorney that you can trust.

What Insurance Should You Use?

Picking the right insurance just in case you are involved in an auto accident Picking the right auto accident insurance policy plan.[/caption]

This brings us to our next question: what insurance should you use?

We mentioned earlier that you’re dealing with two types of insurance in an auto accident: car insurance and health insurance. Specifically, you’re dealing with personal injury protection insurance (PIP), which is a form of car insurance.

PIP is designed to cover the cost of treatment, rehabilitation, and lost wages directly resulting from a car accident. It’s required in 16 states: Michigan, Massachusetts, New Jersey, New York, Delaware, Rhode Island, Maryland, Connecticut, Minnesota, North Dakota, Oregon, Kentucky, Kansas, Arkansas, Florida, and Utah, as well as the District of Columbia.

In all the rest of the states, including California, PIP is optional.

In states that require PIP or MedPay, you’re required to use PIP or MedPay to the limits before you can start using your health insurance.

If you don’t have PIP, you can use your health insurance for all medical bills connected to an auto accident. This is often the best option, at least initially, because it can take some time to sort out a claim with the other driver’s insurance.

Whose Insurance Pays for an Auto Accident?

With this in mind, whose car insurance will end up paying in the event of a car accident?

Well, that depends on your state liability laws and, as a consequence of those laws, who was at fault.

Understanding State Liability Laws

We mentioned earlier that PIP is required in about 16 states. These are called no-fault states, which makes sense because PIP is also called no-fault insurance. The remaining states are fault states.

Whether the other person’s insurance will cover your costs after the accident depends on which state you live in. California is a fault state, but as a point of reference to understand what you’re dealing with, let’s break down no-fault as well.

No-Fault

The no-fault system comes from a reality that most people accept as true: the tort system (the lawsuit system) leads to long and expensive court battles over who was at fault and their degree of fault.

As such, policymakers in no-fault states decided to address that issue directly.

In no-fault states, a good driver doesn’t need to prove that another driver was at fault in the accident in order for their insurance to pick up the bills. The tradeoff is that the injured party cannot sue the other driver for pain and suffering, emotional distress, etc. thus resolving the issue of lengthy court battles.

This is for health insurance. In terms of damage to your car, you would handle a claim with your auto insurance the same way you would handle health insurance in a fault state.

Thresholds

Lawsuits for personal injury are permitted if they meet a certain threshold in a no-fault state. What that threshold constitutes varies widely based on the state in question.

There are two types of thresholds: monetary and verbal.

In monetary threshold states, medical expenses must exceed a certain set dollar amount.

In verbal threshold states, injuries must be relatively severe–such as significant loss of use of a body part, permanent disability, or disfigurement–or expressed as the length of disability, such as full disability over four months.

Fault

Then there are fault states like California.

In this system, insurance companies pay claims based on the degree of fault of each party. This can become a problem if you and your insurer don’t have the same interpretation of degree of fault.

If this occurs, you may need to file a suit for damages.

Three Types of Negligence and Fault Insurance Claims

This is done by determining negligence–basically, if you are negligent in an accident, then you are at fault.

California is a pure comparative negligence state. What this means is that drivers can recoup losses in proportion to their degree of fault in an accident. The obvious problem, of course, is that this can be highly subjective.
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Finding the Right Accident Attorney for You

This is where an auto accident attorney is invaluable to you.

If you were in an accident, take a look at these seven things you need to do on the scene. From there, take a look at our guide to filing a claim after an accident.

But remember: when you’re in a tough spot, nothing beats an experienced, dedicated attorney. Contact Us to get started with your free consultation.

Our San Diego personal injury attorneys have extensive knowledge in this area, but before we can determine whether your insurance will cover the costs of your accident, we must first discuss how insurance works.

Our san diego Location

San Diego Personal Injury Lawyer | Mova Law Group – Personal Injury Attorneys

3262 Rosecrans St, San Diego, CA 92110

(858) 333-4999

https://www.google.com/maps?cid=420244497883360927

Our El Cajon Location

San Diego Personal Injury Lawyer Mova Law Group – Personal Injury Attorneys

1283 E Main St #211, El Cajon, CA 92021

(619) 349-1589

https://www.google.com/maps?cid=8894356476193724488

I killed someone during a car crash, What should I do?

If you accidentally kill someone during a car collision, you may be in a great deal of trouble. Often times alcohol is involved, which makes the situation far worse. If you are responsible for the death of a passenger or pedestrian, you need to seek out legal advice as soon as possible.

Unfortunate events have the capacity to change your life forever.
Only a highly qualified attorney who specializes in vehicle accidents can tell you what you’re up against. If you find yourself in this situation, contact the Mova Law Group – Personal Injury Attorneys’s caring attorneys.
They will do everything they can to protect you.

Principal Chris Mova leads a highly-skilled group of professionals who specialize in accidents of all types.

We have a long and successful track record of defending people who have been involved in automobile accidents. If you kill someone during a car crash, you need to know your rights. Our attorneys will guide you through all the intricacies of the legal system so you have a clear understanding of what could happen.

The Mova Law Group – Personal Injury Attorneys and Chris Mova are dedicated to helping you with a thorough defense.
They may be able to help you lower your term and fines. There are moments when you may not be entirely to blame. When pedestrians are hit by a vehicle, they may be at blame. Our business will investigate all aspects in order to determine your level of liability, if any.

So if you have been in a car collision that caused a death, call the professionals at the Mova Law Group – Personal Injury Attorneys today. We are here to help.

What is a Contingency Fee

A contingency fee is a way a lawyer gets paid for their services. It’s a fee that depends on the outcome of the case. The lawyer’s pay hinges on getting a good outcome in the case.

The San Diego Personal Injury Attorneys from Mova Law Group – Personal Injury Attorneys work on this type of pay structure as a convenience for our clients and potential clients.

What Is A Standard Contingency Fee?

Every state in the United States has its own regulations governing whether or not a personal injury lawyer can charge a contingency fee to their client. In California, the usual charge is from 30% to 35% of the face value of the policy.

In case you have not been instructed on how this pay structure works, the defense you choose for your claim does not get paid until they successfully award your injury claim with a policy settlement.

Basics of Contingency Fees

Before being paid out, having a good understanding of what forms of law work on this specific structure. The principle is simple: as California attorneys, we charge you nothing to file a personal injury claim and schedule medical examinations and health check-ups with local injury specialists and chiropractors.

When a defendant has suffered injuries from an at-fault party, compensation can be paid to the injured party from any insurance company whose policy is involved in the claim. While these claims can typically take anywhere from 3 months to a year before settling out, the money paid out to the defendant, attorney, and health specialists make it worth the while.

Policies We Cover On A Contingency Basis

San Diego Car Accident Attorneys
San Diego Dog Bite Attorneys
San Diego Motorcycle Accident Lawyers
San Diego Uber Accident Attorneys
San Diego Lyft Accident Attorneys

Lawyers and clients use contingency fees to help clients afford legal services. When clients can’t pay for a lawyer by the hour or don’t want to pay by the hour, a contingency fee is a good way to allow a deserving client to get a lawyer. The arrangement allows the client to get a lawyer working on the case without worrying about where the money will come from.

In most cases, a contingency fee works by the client and the lawyer agreeing to allow the lawyer to take a small percentage of the client’s recovery as payment for their services. The lawyer also usually deducts things like fees to file a case or fees for an expert witness, so the client doesn’t have to pay for these things out of pocket. Contingency fees are often successful because of both the client and the lawyer benefit when the client gets the most recovery possible. If the client doesn’t win a recovery, the lawyer doesn’t charge a fee.

Contingency fees are also positive for clients because they don’t have to worry about how much the lawyer will cost. They don’t have to worry about the attorney charging them a fee every time they make a phone call. Instead, the lawyers and the clients can focus on optimizing their efforts for the client’s benefit.

If you have legal needs and are worried about getting a great legal team on your side, contact the Mova Law Group – Personal Injury Attorneys. They know that when you need legal services, the last thing you want to worry about is paying for a lawyer. Call the Mova Law Group – Personal Injury Attorneys today to find out how a contingency fee might work for you.

What is a deposition in a lawsuit?

Insurance Companies Will Reject Your Settlement For These 6 Reasons

While there are numerous excuses insurance companies with use to reject paying you for your property damage, your bodily injury, pain & suffering, future medical bills, and emotional distress, the reasons I have outlined below are some of the most common.

NEVER EVER TALK TO AN INSURANCE COMPANY UNTIL YOU SPEAK WITH A LAWYER REGARDING YOUR RIGHTS & DEFENSES.

1- Because you made a statement to the insurance company in the spirit of “cooperation”

The NUMBER ONE mistake 60-70% of injury victims make is making a statement, or even talking to, the insurance company. Even if it is your own insurance company, NEVER EVER EVER make a statement to an insurance company unless you talk to an experienced injury attorney.

2- Because there was no police report

Insurance companies will make a big stink about there not being a police report. To the extent possible, try to ensure the responding police officer makes a police report. Ask the officer if she/ he will make one. Most likely, in California, unless someone suffered an injury or any of the vehicles were severely damaged, the police will not make a police report.

However, there is a way around this. Try to video or audio record the at-fault driver apologizing or saying why the accident was their fault. I.e. “Sorry I wasn’t paying attention” “Sorry I ran through the red light” “Sorry I was texting on my phone and wasn’t paying attention.” This kind of evidence will very likely make the insurance company change their mind and pay you for your vehicle damage and injury to you body, plus pain and suffering.

3- Because there was no INDEPENDENT witness

Insurance companies believe that if there was no independent witness, that the accident didn’t happen, or if it did, it was your fault. Insurance companies also believe the people in your car have an incentive to lie, therefore, they are not considered an “Independent witness.”

Unfortunately, there is no way to cure this kind of issue. However, if you contact an injury lawyer who specializes in personal injury, he or she will minimize the negative impact of not having an independent witness.

4- Because you did not seek medical attention

This is how insurance companies think – “If you were injured, why didn’t you go seek any medical treatment.” Essentially, all insurance companies assume you were not injured simply because you never went to seek treatment.

What insurance companies fail to realize is that you have a job which puts food on the table, possibly no health insurance,  maybe a wife, and possibly kids. However, with the right help from a personal injury attorney, he or she can help you minimize the negative impact these issues will have over your case settlement.

5- Because you did not hire a lawyer

Insurance adjusters go through intense training in order to learn how to settle claims as quickly as possible for as little as possible. The moment you sign that release form and send it back to the insurance company, your claim is done. You will NEVER get more money for that claim.

Do yourself a favor and call Mova Law Group – Personal Injury Attorneys before you ever speak with an insurance adjuster. We offer free consultations and if you decide to hire us, we will not collect our fee unless we are able to win your case.

6- Because they have to for their shareholders – They are a for-profit corporation

Look no further than the stock price of this HUGE insurance companies and you know immediately, Insurance companies are not there to protect you, they are looking out for their pocket books, their bottom line, their profits.

They don’t care about your injury, your medical bills, your pain & suffering, or your emotional distress. Their goal is to collect premiums, and not pay out – ITS ALL ABOUT BUSINESS.

What are some fidget spinner safety concerns?

Fidget spinners remain wildly popular with children across the globe. Brightly painted and mesmerizing to watch, these handheld gadgets seem harmless by design.

However, they can actually pose safety risks about which parents should be aware. You can protect your children from being harmed by learning about the primary fidget spinner safety concerns.

Small Parts and Choking Hazards
Safety groups in the U.S. and abroad agree that fidget spinners can pose a significant choking hazard to young children. As the toy spins rapidly in a child’s hand, its small parts can easily come loose.

These little bits pose choking dangers for children who are not closely watched and may not know better than to put them in their mouths once they break loose. Hundreds of reports of children choking on fidget spinner pieces have been accumulated by safety organizations. The section of a child’s throat had to be removed during surgery in Houston.

Choking remains the primary concern that safety groups have about fidget spinners. However, other parental watch groups note that cheaply made fidget spinners have tested positive for lead. Lead poisoning can cause significant brain damage in young children. It can also be deadly if it goes undetected and treated.

Even if you do not anticipate your child ever getting hurt by a fidget spinner, it is still in your best interests to know what hazards to watch for as a parent. You also can take prompt action against the toy manufacturer as necessary by retaining a San Diego Personal Injury Lawyer and filing a case in court.

You don’t want to take chances with your child’s future if you feel he or she has been exposed to lead or otherwise injured by a fidget spinner. Along with getting medical attention, you can take correct legal action in court by retaining the services of a San Diego Personal Injury Lawyer from the Mova Law Group – Personal Injury Attorneys.

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